A family member has a very serious health problem that has required multiple hospitalizations and extensive care at home. Your insurance has reached its lifetime cap and will no longer cover your bills. For several months you have left household bills unpaid in order to provide the care needed. Now you fear losing your house or going bankrupt.
THE GOOD NEWS IS that under national improved Medicare for All, there are NO LIFETIME CAPS! Everyone will get all medically necessary care no matter the cost.
Obamacare eliminated lifetime caps. If it is repealed, insurance companies will again be allowed to set caps.