You have a chronic medical problem that is causing you to miss work. You need to see a doctor. But you haven’t met the $3000 annual deductible and you do not have the $30 co-pay for each office visit. It is hard enough just to cover groceries, utility bills, rent, and medical expenses for your children. You are worried about losing your job and losing your insurance if you can’t work.
THE GOOD NEWS IS that under national improved Medicare for All, there are NO PREMIUMS, NO DEDUCTIBLES, NO CO-PAYS, NO EXTRA FEES! While you are working you will have a payroll deduction, like the Medicare tax you are now paying. For almost everyone this will be much less than their current insurance premium, co-pays, and deductibles.